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Investment in Separate Trading of Registered Interest and Principal of Securities (STRIPS)

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Dear Investor, STRIPS (Separate Trading of Registered Interest and Principal of Securities) are instruments in which a fixed-coupon government bond is broken down ("stripped") into its separate cash flows: each coupon payment and the principal repayment become individual zero‐coupon securities. For example, a government bond pays coupons every six months from the issue date, along with the principal at maturity. After the bond is stripped, each coupon is turned into a separate tradable instrument called a “Coupon STRIP,” while the principal is converted into another instrument known as the “Principal STRIP.” The STRIPS carry only one cash flow (usually at maturity), they behave like zero‐coupon bonds: you buy them at a discount, and you receive the face value at maturity. Features of Strips Zero Coupon Bond: Each individual principal or interest payment is treated as a distinct zero-coupon bond. Strips are issued at a discount to their face value and redeemed at face value o...

ದ್ವಾದಶ ಜ್ಯೋತಿರ್ಲಿಂಗಸ್ಮರಣಮ್

ಸೌರಾಷ್ಟ್ರೇ ಸೋಮನಾಥಂ ಚ ಶ್ರೀಶೈಲೇ ಮಲ್ಲಿಕಾರ್ಜುನಮ್ | ಉಜ್ಜಯಿನ್ಯಾಂ ಮಹಾಕಾಲಮೋಂಕಾರಮಮಲೇಶ್ವರಮ್ || ೧ || ಪರಲ್ಯಾಂ ವೈದ್ಯನಾಥಂ ಚ ಡಾಕಿನ್ಯಾಂ ಭೀಮಶಂಕರಮ್ | ಸೇತುಬಂಧೇ ತು ರಾಮೇಶಂ ನಾಗೇಶಂ  ದಾರುಕಾವನೇ || ೨ || ವಾರಾಣಸ್ಯಾಂ ತು ವಿಶ್ವೇಶಂ ತ್ರ್ಯಂಬಕಂ  ಗೌತಮೀತಟೇ | ಹಿಮಾಲಯೇ ತು ಕೇದಾರಂ ಘುಶ್ಮೇಶಂ ಚ ಶಿವಾಲಯೇ || ೩ || ಏತಾನಿ ಜ್ಯೋತಿರ್ಲಿಂಗಾನಿ ಸಾಯಂ ಪ್ರಾತಃ  ಪಠೇನ್ನರಃ | ಸಪ್ತಜನ್ಮಕೃತಂ ಪಾಪಂ ಸ್ಮರಣೇನ ವಿನಶ್ಯತಿ || ೪ || || ಇತಿ ದ್ವಾದಶಜ್ಯೋತಿರ್ಲಿಂಗಸ್ಮರಣಂ  ಸಂಪೂರ್ಣಮ್ ||

Continents and countries with capital city and year of formation

Note: "Year of formation" = year of internationally recognized independence. Some countries have complex histories, so I’ve used the most commonly accepted date. --- *1. ASIA - 49 countries* Country Capital Year of Formation Afghanistan Kabul 1919 Armenia Yerevan 1991 Azerbaijan Baku 1991 Bahrain Manama 1971 Bangladesh Dhaka 1971 Bhutan Thimphu 1907 Brunei Bandar Seri Begawan 1984 Cambodia Phnom Penh 1953 China Beijing 1949 Cyprus Nicosia 1960 Georgia Tbilisi 1991 India New Delhi 1947 Indonesia Jakarta 1945 Iran Tehran 1979 Iraq Baghdad 1932 Israel Jerusalem 1948 Japan Tokyo 1868 Jordan Amman 1946 Kazakhstan Astana 1991 Kuwait Kuwait City 1961 Kyrgyzstan Bishkek 1991 Laos Vientiane 1953 Lebanon Beirut 1943 Malaysia Kuala Lumpur 1957 Maldives Malé 1965 Mongolia Ulaanbaatar 1921 Myanmar Naypyidaw 1948 Nepal Kathmandu 1768 North Korea Pyongyang 1948 Oman Muscat 1650 Pakistan Islamabad 1947 Palestine Ramallah* 1988* Philippines Manila 1946 Qatar Doha 1971 Saudi Arabia Riyadh 1...

Trading account and Demat account.

Think of it like this 👇 A *Trading Account* and a *Demat Account* work together, but they do 2 completely different jobs. *1. Trading Account* This is your "buy/sell shop". - *Purpose*: Used to place orders to buy or sell shares, mutual funds, F&O, etc. in the stock market - *Works like*: Your shopping cart + payment counter. When you buy, money goes out. When you sell, money comes in - *Linked to*: Your bank account - *Example*: You say "Buy 10 shares of Reliance". The trading account sends that order to NSE/BSE *2. Demat Account*  This is your "digital locker". - *Purpose*: Used to _hold_ the shares and securities you buy in electronic form. No physical share certificates - *Works like*: Your cupboard/locker. After you buy shares, they get stored here safely - *Linked to*: Your trading account and Depository - NSDL or CDSL - *Example*: After you buy those 10 Reliance shares, they are credited to your Demat account in 1 day *Quick Comparison Table*  ...

ಶ್ರೀ ಗಣಪತಿ ಸ್ತುತಿ

ಶುಕ್ಲಾಂಬರಧರಂ ವಿಷ್ಣುಮ್ ಶಶಿವರ್ಣಂ ಚತುರ್ಭುಜಂ ! ಪ್ರಸನ್ನವದನಂ ಧ್ಯಾಯೇತ್ ಸರ್ವ ವಿಘ್ನೋಪ ಶಾಂತಯೇ !! ವಕ್ರತುಂಡ ಮಹಾಕಾಯ ಕೋಟಿ ಸೂರ್ಯ ಸಮಪ್ರಭ | ನಿರ್ವಿಘ್ನಂ ಕುರು ಮೇ ದೇವ ಸರ್ವ ಕಾರ್ಯೇಷು ಸರ್ವದಾ ||

First stock to buy after opening a demat account.

Buy stocks that are part of the Sensex or Nifty 50. It's safer and has more liquidity. Most Sensex and Nifty 50 stocks pay dividends and sometimes issue bonus shares. Many of these are growth stocks.* Congrats on opening your Demat account 🎉 That first buy feels exciting! Here’s an elaborated version of what you said: *Your Answer, Expanded* *1. "Buy stocks included in Sensex or Nifty 50"*   The *Sensex 30* and *Nifty 50* are the 30 and 50 biggest, most established companies in India.   Think: Reliance, TCS, HDFC Bank, Infosys, ITC, Maruti, etc.   Why start here? Because these companies have: - *Track record* - Been around for decades, survived multiple market cycles - *Strong business* - Market leaders in their sector - *Transparency* - Regular audits, news coverage, analyst tracking For a newcomer, this means less chance of nasty surprises vs. an unknown small company. *2. "It's safe, and more liquidity"*   *Safe* = relative term in stocks. No ...

The basic idea of making profit in the stock market.

The basic aim of investing in the stock market is to generate wealth and make a profit. In simple terms, a profit is made when you sell a stock at a price higher than the price at which you bought it. However, you don't necessarily have to sell all your shares as soon as they become profitable. Once you have gained a profit, you can choose to book some of it and reinvest the remaining money in the same stock or in another promising stock. Stock market wealth creation takes time. Depending on the investment and market conditions, growth can take anywhere from a few days to several years. Patience and disciplined investing are therefore important. Apart from capital appreciation, investors can also benefit from dividends, bonus shares, stock splits, and share buybacks. These corporate actions can enhance shareholder value or increase the number of shares held, although they do not automatically guarantee a profit. Ultimately, successful investing is not just about buying low and sell...

What is capital reduction and how it impact share holders.

Capital reduction is a corporate action. Where a company reduces its share capital.It can be done by reducing the face value of shares, cancelling some shares, or returning part of the capital to shareholders. *Capital Reduction* = When a company reduces its share capital / paid-up capital How it can affect shareholders : Face-value reduction: You may keep the same number of shares, but the face value per share decreases. Share cancellation: Some of your shares may be cancelled, reducing the number you own. Capital repayment: You may receive cash from the company for part of your investment. Writing off losses: Usually no immediate cash benefit; the company uses the reduction to clean up accumulated losses. Example Suppose you own 1,000 shares with a face value of ₹10 each. If the company reduces the face value from ₹10 to ₹5: Shares you own = 1,000 New face value = ₹5 Share capital represented = ₹5,000 instead of ₹10,000. Impact on Shareholders: *A. Positive Impacts* 1. *Cleaner Balan...

Worshipping Lord Shiva and Naga Devathe during Rahu Kaala

*Worshipping Lord Shiva + Naga Devathe during Rahu Kaala* is considered very powerful in South Indian tradition, especially in Karnataka. Rahu Kaala is linked to *Rahu* and *Naga/Naga Devathe* energy. That’s why Shiva temples and Naga temples do special poojas in this time. *1. What is Rahu Kaala?* It’s an inauspicious time of ∼1.5 hours each day. But for spiritual remedies, it’s considered the *best time to pray to Shiva, Durga, and Naga Devathe* to reduce Rahu/Ketu dosha. *Mon to Sun Rahu Kaala timings*:  - *Mon*: 7:30 AM - 9:00 AM - *Tue*: 3:00 PM - 4:30 PM  - *Wed*: 12:00 PM - 1:30 PM - *Thu*: 1:30 PM - 3:00 PM - *Fri*: 10:30 AM - 12:00 PM - *Sat*: 9:00 AM - 10:30 AM - *Sun*: 4:30 PM - 6:00 PM _Note: Timings shift slightly by sunrise. Check local panchanga for Bangalore_ *2. Why Shiva + Naga Devathe together?* 1. *Lord Shiva*: He wore Naga Vasuki around his neck. Praying to Shiva during Rahu Kaala removes *Sarpa Dosha, Rahu Dosha, delays, obstacles*. 2. *Naga Devathe*: Sna...

Eclipse in August 2026 - India Timings*

*Eclipse in August 2026 - India Timings* There are 2 eclipses in August 2026: *1. Partial Solar Eclipse - Aug 12, 2026* - *Global Type*: Total Solar Eclipse - *In India*: Partial Solar Eclipse - *Timings IST*: Begins 6:27 pm, Maximum 7:12 pm, Ends 7:26 pm - *Duration*: 59 minutes - *Visibility*: Not visible in India because Sun will be below horizon at night 9:45 PM to 2:15 AM IST. You can watch live streams from NASA/ESA 86706e06 *2. Partial Lunar Eclipse - Aug 28, 2026* - *Global Type*: Partial Lunar Eclipse - *In India*: Partial Lunar Eclipse but Moon sets before maximum - *Timings IST*: Penumbral begins 4:23 am, Partial begins 5:33 am, Max in India 6:16 am, Moonset 6:19 am - *Note*: True maximum happens below horizon at 7:12 am. Some sources say not visible in India f78c9c0c4804 *What is Grahana Yoga?* *Grahana Yoga = Eclipse Yoga* In Vedic astrology, `Grahana Yoga` forms when: 1. *Surya Grahana Yoga*: Sun + Moon + Rahu/Ketu in same house/sign during Solar Eclipse 2. *Chandra Graha...