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Durga Apaduddharaka Ashtakam

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*ನಮಸ್ತೇ ಶರಣ್ಯೇ ಶಿವೇ ಸಾನುಕಂಪೇ* ನಮಸ್ತೇ ಶರಣ್ಯೇ ಶಿವೇ ಸಾನುಕಂಪೇ ನಮಸ್ತೇ ಜಗದ್ವ್ಯಾಪಿಕೇ ವಿಶ್ವರೂಪೇ | ನಮಸ್ತೇ ಜಗದ್ವಂದ್ಯ ಪಾದಾರವಿಂದೇ ನಮಸ್ತೇ ಜಗತ್ತಾರಿಣಿ ತ್ರಾಹಿ ದುರ್ಗೇ || 1 || ನಮಸ್ತೇ ಜಗಚ್ಚಿಂತ್ಯಮಾನ ಸ್ವರೂಪೇ ನಮಸ್ತೇ ಮಹಾಯೋಗಿನಿ ಜ್ಞಾನರೂಪೇ | ನಮಸ್ತೇ ನಮಸ್ತೇ ಸದಾನಂದ ರೂಪೇ ನಮಸ್ತೇ ಜಗತ್ತಾರಿಣಿ ತ್ರಾಹಿ ದುರ್ಗೇ || 2 || ಅನಾಥಸ್ಯ ದೀನಸ್ಯ ತೃಷ್ಣಾತುರಸ್ಯ ಭಯಾರ್ತಸ್ಯ ಭೀತಸ್ಯ ಬದ್ಧಸ್ಯ ಜಂತೋಃ | ತ್ವಮೇಕಾ ಗತಿರ್ದೇವಿ ನಿಸ್ತಾರಕರ್ತ್ರೀ ನಮಸ್ತೇ ಜಗತ್ತಾರಿಣಿ ತ್ರಾಹಿ ದುರ್ಗೇ || 3 || ಅರಣ್ಯೇ ರಣೇ ದಾರುಣೇ ಶತ್ರುಮಧ್ಯೇ ಅನಲೇ ಸಾಗರೇ ಪ್ರಾಂತರೇ ರಾಜಗೇಹೇ | ತ್ವಮೇಕಾ ಗತಿರ್ದೇವಿ ನಿಸ್ತಾರಹೇತುಃ ನಮಸ್ತೇ ಜಗತ್ತಾರಿಣಿ ತ್ರಾಹಿ ದುರ್ಗೇ || 4 || ಅಪಾರೇ ಮಹಾದುಸ್ತರೇ ಅತ್ಯಂತಘೋರೇ ವಿಪತ್ಸಾಗರೇ ಮಜ್ಜತಾಂ ದೇಹಭಾಜಾಂ | ತ್ವಮೇಕಾ ಗತಿರ್ದೇವಿ ನಿಸ್ತಾರನೌಕಾ ನಮಸ್ತೇ ಜಗತ್ತಾರಿಣಿ ತ್ರಾಹಿ ದುರ್ಗೇ || 5 || ನಮೋ ದೇವಿ ದುರ್ಗೇ ಶಿವೇ ಭೀಮನಾದೇ ಸದಾ ಸರ್ವಸಿದ್ಧಿ ಪ್ರದಾತೃ ಸ್ವರೂಪೇ | ವಿಭೂತಿಃ ಶಚೀ ಕಾಲರಾತ್ರಿಃ ಸತೀ ತ್ವಂ ನಮಸ್ತೇ ಜಗತ್ತಾರಿಣಿ ತ್ರಾಹಿ ದುರ್ಗೇ || 6 || ಶರಣಮಸಿ ಸುರಾಣಾಂ ಸಿದ್ಧವಿದ್ಯಾಧರಾಣಾಂ ಮುನಿ ಮನುಜ ಪಶೂನಾಂ ದಸ್ಯುಭಿಸ್ತ್ರಾಸಿತಾನಾಂ | ನೃಪತಿ ಗೃಹಗತಾನಾಂ ವ್ಯಾಧಿಭಿಃ ಪೀಡಿತಾನಾಂ ತ್ವಮಸಿ ಶರಣಮೇಕಾ ದೇವಿ ದುರ್ಗೇ ಪ್ರಸೀದ || 7 || cbe7 YouTube nalli "Namaste Sharanye...
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Rajendra Dawadi from Nepal is the principal being hailed as a hero.

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Rajendra Dawadi from Nepal is the principal being hailed as a hero right now. * Who he is :* - 47-year-old English teacher and Principal of Tribhuvan Trishuli Secondary School in Nuwakot district, Trishuli Valley, Nepal * What happened last week (Aug 26-27 ):* - At 9:20 am, he got a call from a friend: "The village is gone, taken by the river. Run." - A glacier collapse in Himalayas triggered a massive flash flood that wiped out villages upstream in Rasuwa. - At that time 900+ of the school's 1,643 students were on campus in a 3-storey building 60m above the Trishuli River. - He rang the school bell, told teachers to stop classes and run to higher ground, and called school buses to turn back. - They had just 14 minutes. As the last bus crossed the bridge, the old bridge collapsed behind them. - All 1,643 children survived under a bodhi tree on the hill. The school building was completely swept away.  He said: "I thought even if warning was wrong, worst cost was one d...
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What is passive income?

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            What is passive income? Passive income = money you earn even when you are not actively working that day. Active income: you work -> you get paid. Example: salary, daily wages. If you stop working, money stops. Passive income: you do work once, or put money once -> it keeps paying you small amounts for long time, with little daily effort. *Simple examples for India with small capital like yours:* *1. From money you already have (Rs 50k):* - *Bank FD / Savings interest:* Rs 50k in FD at 7% = Rs 3,500 per year. Truly passive, but very low. - *Dividend from stocks:* Tata Chemicals gives ~Rs 12-15 dividend per share per year. If you have 10 shares, you get Rs 120-150 per year without selling. Not much, but it's passive. - *Index fund dividend/ growth* *2. From work you do once:* - *Rent:* If you have a small shop/room, rent is passive - *YouTube / Instagram / Blog:* Make a video once about something you know (farming in Haveri, cooking, chemica...
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Yoni - Vaastu Aaya

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In Vastu Aaya calculation, *Yoni = direction of energy / the face of the house*.  Some books count *8 Yonis* (animal symbols), some simplify to *3 main categories*. *3 main Yonis are:* *1. Deva Yoni - God Yoni* - East facing / North-East energy - Peaceful, spiritual, good for health, family happiness - Symbols: Cow, Elephant *2. Manushya Yoni - Human Yoni* - North / West facing energy - Balanced, good for income, practical life, business - Symbols: Tiger, Lion *3. Rakshasa Yoni - Demon Yoni* - South / South-West energy - Heavy, aggressive, gives struggle, avoid for house --- Remainder 1 = *Deva Yoni* - Best for house. Means your house will have peaceful, divine energy. So your combination is very good: *Aaya 3 = Raja + Yoni 1 = Deva = King with God's blessings.* In full 8 Yoni system  8 Yoni list: Here is the full *8 Yoni* list as per Manasara Shastra - give this to your purohit / engineer: *Calculation: Yoni = (Length x Breadth) / 8* *Remainder = Yoni number* Remainder /Yoni ...
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8 types of Aaya

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Number *8 = 8 types of Aaya* defined in Vastu Shastra - MayaMata / Manasara texts. Ancient Rishis divided all possible house energies into 8 groups. So we divide by 8 to find which group your house falls in. *The 8 Aayas are:* 1. Dhanya Aaya - Full of grains / prosperity 2. Dhana Aaya - Wealth / money flow 3. Raja Aaya - Power / status / growth 4. Kshaya Aaya - Loss / destruction 5. Shubha Aaya - Auspicious / good life 6. Ashubha Aaya - Inauspicious 7. Rikta Aaya - Empty / no growth 8. Shubha Aaya - Auspicious again So dividing by 8 gives remainder 0 to 7, that tells your house's income nature.
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Define Swing trading

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Swing Trading Swing trading is a trading strategy where an investor buys and sells financial assets—such as stocks, ETFs, cryptocurrencies, or currencies—with the goal of profiting from short- to medium-term price movements. Trades are typically held for a few days to several weeks, rather than minutes (day trading) or years (long-term investing). How it works A swing trader tries to identify a price "swing": Buy when an asset appears likely to rise over the coming days or weeks. Sell after the price has increased to a target level or when momentum weakens. Some swing traders also short sell assets they expect to decline. Common tools swing traders use: Technical analysis (price charts) Trend lines and support/resistance levels Moving averages Indicators such as the Relative Strength Index (RSI) and MACD Volume analysis Some traders also consider earnings reports, economic news, or other fundamental factors that could influence prices. Example Suppose a stock is trading at Rs...
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Investment in Separate Trading of Registered Interest and Principal of Securities (STRIPS)

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Dear Investor, STRIPS (Separate Trading of Registered Interest and Principal of Securities) are instruments in which a fixed-coupon government bond is broken down ("stripped") into its separate cash flows: each coupon payment and the principal repayment become individual zero‐coupon securities. For example, a government bond pays coupons every six months from the issue date, along with the principal at maturity. After the bond is stripped, each coupon is turned into a separate tradable instrument called a “Coupon STRIP,” while the principal is converted into another instrument known as the “Principal STRIP.” The STRIPS carry only one cash flow (usually at maturity), they behave like zero‐coupon bonds: you buy them at a discount, and you receive the face value at maturity. Features of Strips Zero Coupon Bond: Each individual principal or interest payment is treated as a distinct zero-coupon bond. Strips are issued at a discount to their face value and redeemed at face value o...
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ದ್ವಾದಶ ಜ್ಯೋತಿರ್ಲಿಂಗಸ್ಮರಣಮ್

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ಸೌರಾಷ್ಟ್ರೇ ಸೋಮನಾಥಂ ಚ ಶ್ರೀಶೈಲೇ ಮಲ್ಲಿಕಾರ್ಜುನಮ್ | ಉಜ್ಜಯಿನ್ಯಾಂ ಮಹಾಕಾಲಮೋಂಕಾರಮಮಲೇಶ್ವರಮ್ || ೧ || ಪರಲ್ಯಾಂ ವೈದ್ಯನಾಥಂ ಚ ಡಾಕಿನ್ಯಾಂ ಭೀಮಶಂಕರಮ್ | ಸೇತುಬಂಧೇ ತು ರಾಮೇಶಂ ನಾಗೇಶಂ  ದಾರುಕಾವನೇ || ೨ || ವಾರಾಣಸ್ಯಾಂ ತು ವಿಶ್ವೇಶಂ ತ್ರ್ಯಂಬಕಂ  ಗೌತಮೀತಟೇ | ಹಿಮಾಲಯೇ ತು ಕೇದಾರಂ ಘುಶ್ಮೇಶಂ ಚ ಶಿವಾಲಯೇ || ೩ || ಏತಾನಿ ಜ್ಯೋತಿರ್ಲಿಂಗಾನಿ ಸಾಯಂ ಪ್ರಾತಃ  ಪಠೇನ್ನರಃ | ಸಪ್ತಜನ್ಮಕೃತಂ ಪಾಪಂ ಸ್ಮರಣೇನ ವಿನಶ್ಯತಿ || ೪ || || ಇತಿ ದ್ವಾದಶಜ್ಯೋತಿರ್ಲಿಂಗಸ್ಮರಣಂ  ಸಂಪೂರ್ಣಮ್ ||
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Continents and countries with capital city and year of formation

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Note: "Year of formation" = year of internationally recognized independence. Some countries have complex histories, so I’ve used the most commonly accepted date. --- *1. ASIA - 49 countries* Country Capital Year of Formation Afghanistan Kabul 1919 Armenia Yerevan 1991 Azerbaijan Baku 1991 Bahrain Manama 1971 Bangladesh Dhaka 1971 Bhutan Thimphu 1907 Brunei Bandar Seri Begawan 1984 Cambodia Phnom Penh 1953 China Beijing 1949 Cyprus Nicosia 1960 Georgia Tbilisi 1991 India New Delhi 1947 Indonesia Jakarta 1945 Iran Tehran 1979 Iraq Baghdad 1932 Israel Jerusalem 1948 Japan Tokyo 1868 Jordan Amman 1946 Kazakhstan Astana 1991 Kuwait Kuwait City 1961 Kyrgyzstan Bishkek 1991 Laos Vientiane 1953 Lebanon Beirut 1943 Malaysia Kuala Lumpur 1957 Maldives Malé 1965 Mongolia Ulaanbaatar 1921 Myanmar Naypyidaw 1948 Nepal Kathmandu 1768 North Korea Pyongyang 1948 Oman Muscat 1650 Pakistan Islamabad 1947 Palestine Ramallah* 1988* Philippines Manila 1946 Qatar Doha 1971 Saudi Arabia Riyadh 1...
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Trading account and Demat account.

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Think of it like this 👇 A *Trading Account* and a *Demat Account* work together, but they do 2 completely different jobs. *1. Trading Account* This is your "buy/sell shop". - *Purpose*: Used to place orders to buy or sell shares, mutual funds, F&O, etc. in the stock market - *Works like*: Your shopping cart + payment counter. When you buy, money goes out. When you sell, money comes in - *Linked to*: Your bank account - *Example*: You say "Buy 10 shares of Reliance". The trading account sends that order to NSE/BSE *2. Demat Account*  This is your "digital locker". - *Purpose*: Used to _hold_ the shares and securities you buy in electronic form. No physical share certificates - *Works like*: Your cupboard/locker. After you buy shares, they get stored here safely - *Linked to*: Your trading account and Depository - NSDL or CDSL - *Example*: After you buy those 10 Reliance shares, they are credited to your Demat account in 1 day *Quick Comparison Table*  ...
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